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706 E Michigan Avenue, Urbana, IL 61801.
Charm, character, and versatility come together in this inviting 3-bedroom home that's ready to welcome its next owner! From the moment you step inside, you'll appreciate the warm and welcoming living room, highlighted by a beautiful wood-burning fireplace that serves as the heart of the home. A spacious family room provides the perfect place to gather with friends, enjoy movie nights, or simply spread out and relax. Outside, the fully fenced backyard offers privacy and room to play, while the deck is ideal for grilling, entertaining, or unwinding after a long day. The detached one-car garage is complemented by an attached workshop/studio, creating endless possibilities for artists, hobbyists, DIY enthusiasts, or anyone in need of a dedicated workspace. Conveniently located in the heart of Urbana with easy access to parks, shopping, restaurants, and the University of Illinois, this home offers the perfect blend of comfort, character, and flexibility you'll enjoy for years to come.
MLS ID: 12702515
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706 E Michigan Avenue, Urbana, IL 61801.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $160,000 | $160,000 | $160,000 |
| Down Payment | $32,000 | $5,600 | $40,000 |
| Monthly Mortgage Amount | $809 | $993 | $1,005 |
| Taxes | $223 | $223 | $223 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $70 | $0 |
| Monthly Estimated Total | $1,132 | $1,386 | $1,328 |
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