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2147 Derby Lane , Belvidere, IL 61008.
Easy living comes with a park next door in this 2-bedroom, 2-bath end unit townhome in the Logan Square neighborhood of Belvidere. A landscaped lot, front porch and vinyl and brick exterior make a great first impression, and the 2.5-car attached garage leaves room for the car and everything else. Inside, a two-story entry opens to a large living room with hardwood flooring, a lighted ceiling fan and a gas log fireplace that's ready for Illinois winters. The hardwood continues into the dining room, where a slider leads out to the private balcony, while the kitchen brings a breakfast bar, stainless steel appliances and a backsplash. A home office with hardwood flooring takes care of the work-from-home days. The spacious primary bedroom offers a walk-in closet plus a second wall closet, both bedrooms have lighted ceiling fans, and the shared full bath includes a double bowl vanity. The finished lower level adds a family room, a bonus room with a lighted ceiling fan, a laundry room, a second full bath and direct garage access. The HOA handles exterior maintenance, refuse, lawn care and snow removal, so weekends stay free, and the big updates are already done with a new roof in 2023, new carpet and appliances in 2022 and a new water heater in 2018. Schedule a showing and see how easy this one makes it.
MLS ID: 12792738
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2147 Derby Lane , Belvidere, IL 61008.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $205,000 | $205,000 | $205,000 |
| Down Payment | $41,000 | $7,175 | $51,250 |
| Monthly Mortgage Amount | $1,077 | $1,322 | $1,329 |
| Taxes | $285 | $285 | $285 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $90 | $0 |
| Monthly Estimated Total | $1,462 | $1,797 | $1,714 |
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