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19 Cebold Drive, Montgomery, IL 60538.
Welcome to this fantastic 3-4 bedroom ranch offering nearly 2,300 square feet of comfortable living space, plus an equally impressive full walkout basement ready for your finishing touches! Nestled on a quiet cul-de-sac, this inviting home offers a wonderful blend of space, versatility, and everyday convenience. The spacious primary suite is filled with natural light and features a private en-suite bath with a large walk-in shower and a generous walk-in closet. The beautifully renovated kitchen showcases crisp white 42-inch cabinetry and elegant granite countertops, creating a bright and welcoming space for cooking and entertaining. A first-floor recreation room provides additional flexibility, while the impressive 40' x 16' rear addition offers an expansive family room with endless possibilities. The enormous walkout basement provides tremendous potential for additional living space, recreation, hobbies, or storage. Per the owner, a former half bath was located beneath the basement stairs and has since been removed. An oversized attached two-car garage adds everyday convenience. Step outside from the kitchen onto a newer stamped-concrete patio, perfect for outdoor dining and relaxing, or enjoy a second concrete patio accessible from the walkout basement. The partially fenced yard offers room to enjoy the outdoors. With generous living areas, abundant natural light, a versatile floor plan, and exciting potential to make it your own, this wonderful ranch is full of possibilities!. The home features a recent 16' x 40' addition at the rear, complete with a walkout basement that is not visible from the front of the home. The seller is offering the option to divide this spacious area along the clearly marked blue line to create a fourth bedroom and a smaller family room. The buyer may choose to complete the division themselves and receive a $3000 closing cost credit, or the seller can complete the division prior to closing at the buyer's request. This home is perfect for the person who wants everything on the main floor plus room to expand in the walk out basement.
MLS ID: 12792726
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19 Cebold Drive, Montgomery, IL 60538.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $449,000 | $449,000 | $449,000 |
| Down Payment | $89,800 | $15,715 | $112,250 |
| Monthly Mortgage Amount | $2,360 | $2,896 | $2,910 |
| Taxes | $625 | $625 | $625 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $198 | $0 |
| Monthly Estimated Total | $3,116 | $3,850 | $3,666 |
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