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144 W Lincoln Street, Seneca, IL 61360.
Welcome home to this 3 bedroom, 1 bath property featuring 1,297 sq. ft. of living space - situated on a spacious 0.33 acre lot on a quiet dead-end street! The main level offers a functional layout featuring a spacious living room with hardwood floors, a full bathroom, convenient main-floor laundry room, & a modern kitchen. An additional eating area provides even more countertop & cabinet space with room for barstool seating, while sliding glass doors offer easy access to the backyard. Upstairs, you'll find three ample sized bedrooms along with a separate hallway walk-in closet providing valuable additional storage. The basement can conveniently be accessed from both inside & outside the home. Outside, enjoy a fully fenced backyard, newer shed (2026), & a large back patio perfect for entertaining. The 3-car heated garage offers fantastic space for vehicles, a workshop, or additional storage! Numerous improvements have already been completed, including a new roof in 2023, vinyl siding 2024, vinyl windows 2018, & fencing in 2016 with the gated portion added in 2024. The kitchen cabinets, appliances, furnace, central air, gutters, & soffits were updated in 2015. With a new water heater & sump pump being installed just last week - adding even more value. With plenty of space inside & out & several major updates already taken care of, this home is ready for its next owner!
MLS ID: 12729593
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144 W Lincoln Street, Seneca, IL 61360.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $225,000 | $225,000 | $225,000 |
| Down Payment | $45,000 | $7,875 | $56,250 |
| Monthly Mortgage Amount | $1,138 | $1,396 | $1,413 |
| Taxes | $313 | $313 | $313 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $99 | $0 |
| Monthly Estimated Total | $1,551 | $1,908 | $1,826 |
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