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127 S River Street Montgomery, IL 60538 • Residential - Single Family • New

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  • 127 S River Street , Montgomery, IL 60538 Main Photo

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Description

Perched above the banks of the Fox River, this beautifully restored century-old home blends historic character, custom craftsmanship, and waterfront living. Extensively renovated after 2019, the home was taken down to the studs while preserving its original charm. Updates include electrical, plumbing, raised ceiling heights, a redesigned kitchen, two remodeled bathrooms, new air conditioning in 2020, painted cedar siding in 2021, and a new roof in 2023. Inside, oversized windows fill the open living and dining areas with natural light, while a wood-burning stove adds warmth and character. The kitchen features handcrafted cabinetry made from 100-year-old reclaimed barn wood, White Oak butcher block countertops, a glass tile backsplash, and stainless steel appliances. A custom Red Oak staircase with built-in bookshelves leads upstairs to the primary bedroom with vaulted ceilings, exposed beams, a walk-in closet, and a beautifully updated bathroom featuring a live-edge Black Walnut vanity. A second bedroom provides additional flexibility. Outside is where this property truly shines. The nearly 250-foot-deep lot features a six-foot privacy fence, brick paver patio, pergola, and terraced landscaping leading toward the Fox River. At the water's edge, a four-season river room and party deck create the perfect place to relax and entertain. Spend your mornings enjoying coffee overlooking the river, afternoons kayaking or fishing, and evenings gathered around the fire. With nearby trails and the Fox River right in your backyard, every day offers an opportunity to escape. Whether you're looking for a full-time residence or a waterfront retreat, this one-of-a-kind home offers over a century of charm with the comforts of modern living.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,224
Garage Size: 1
Built in 1910
Elementary School: Nicholson Elementary School
High School: West Aurora High School
Middle School: Washington Middle School
Wooded Lot
River Front
One Fireplace

General Information

Bedrooms: 2
Bathrooms: 2
Sqft: 1,224
County: Kane
High School: West Aurora High School
Listed By:
Keller Williams Infinity 630-778-5800
MRED MLS

Room Information

Enclosed Porch Heated: 15X7
Walk In Closet: 9X6
Sun Room: 23X14
Bedroom 2: 11X10
Dining Room: COMBO
Kitchen: 20X19
Laundry: 11X19
Living Room: 23X15
Primary Bedroom: 15X11
$350,000
Est. $2,428/mo
2beds
2baths
1,224sqft
1cars
New to the Market New
BEDS2 BATHS2 full SQUARE FEET1,224 MLS#12791228
STATUSNew PROPERTY TYPEResidential - Single Family SCHOOLDistrict 129

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127 S River Street , Montgomery, IL 60538.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $350,000$350,000$350,000
Down Payment $70,000$12,250$87,500
Monthly Mortgage Amount $1,839$2,258$2,269
Taxes $487$487$487
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$154$0
Monthly Estimated Total $2,428$3,001$2,858

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